{"status":"ok","service":"delegate-api","version":"0.7.0-workspace","product":"Financial Reality Verification","summary":"Delegate verifies a user's financial reality by connecting their real bank account through Plaid and scoring it. It returns an allow, review, or block verdict in under a second. Not IDs. Not biometrics. Not behavior.","verdicts":["allow","review","block"],"signals":["name_match","account_type","balance_depth","account_age","transaction_volume","recurring_payroll","merchant_diversity"],"features":{"financialVerification":true,"bankLink":"plaid","auditLog":true,"workspace":true,"caseManagement":true,"claudeScoring":true},"claudeCircuit":{"enabled":true,"circuitOpen":false,"recentFailures":0,"openedAt":null}}